Mortgage Center

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Summit Mortgage Originator will follow up to answer your questions.

Apply Now

Locate a Mortgage Account Executive

Our goal is to provide the highest level of service at competitive rates. Our Mortgage Originators are only a phone call away if you need help. Contact us at (585)453-7010 or (800)836-7328 extension 7010. You must be a member of The Summit FCU to take advantage of its products and services.

Keep an eye on rates via email. Sign up for Rate Watch.
Put your home to work for you with a home equity loan or line of credit.
Unsure of which way to go? Use our mortgage calculators to help you make the right decision.

Need Help?

(585)453-7010 or (800)836-7328 extension 7010

Today's Rates

Fixed Rate Products
30 Year Fixed Rate
 Rate  APR  Points
 4.875%  4.981%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.894%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.556%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.510%  0.000%

Personalized Quote


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S.Government Agency

NCUA Insurance Coverage for transaction accounts.

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You must be a member of The Summit FCU to take advantage of its products and services
Serving Central & Western New York
©2012 by The Summit Federal Credit Union. All rights reserved

Summit Online Access Enrollment

Enrolling in Online Access is easy - here's how:

If you don't have an Online Access PIN or need assistance, please call (585) 453-7030 or (800) 836-7328.